Bookkeeping & Payroll · Est. Avon, Mass.

Tally & Twine

The books, kept to the line. Monthly bookkeeping, bank reconciliation, and full-cycle payroll for small service firms in Avon, Massachusetts — recorded with the discipline of an older trade.

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Fig. A — the firm, stated plainly

Questions of record

Matters Addressed Before
a Ledger Is Opened.

The particulars a proprietor ought to settle before an engagement is signed. Answered as we would in person.

01

How is the work billed?

As a fixed monthly retainer, agreed in writing before the first entry is posted. The figure is set per engagement against your transaction volume and headcount — not by the hour, and not against the clock.

02

Which businesses do you serve?

Small service firms — contractors, salons, design studios, clinics, and trades — carrying one to roughly twenty-five on payroll. If your month is measured in invoices and timesheets rather than inventory, the books suit us well.

03

What ledgers do you keep the work in?

QuickBooks Online and Xero for the general ledger; Gusto for payroll runs and filings. If your records already sit elsewhere, we migrate them cleanly before the first close.

04

How soon are questions answered?

Within one business day, every day we keep — Monday through Friday, eight in the morning to seven in the evening. Payroll queries dated before a run are answered the same day.

05

Do you prepare and file taxes?

We keep the books return-ready and work hand in glove with your CPA at filing. We are a bookkeeping and payroll office, not a tax-preparation firm — a distinction we hold to deliberately.

06

What is required to begin?

Read-only bank and card access, your last filed year-end, a current payroll register, and a half-hour conversation. The first reconciled close follows within the opening month.

The three columns of the engagement

Three Disciplines, Kept Under One Roof.

An open ledger with ruled columns and a fountain pen on a bone studio backdrop

Ref. 01 — The monthly close

01 / Monthly Bookkeeping

Every transaction, entered and classified.

Each month we record, categorise, and close your books to a defined calendar — not when there is a spare afternoon. You receive a profit-and-loss statement and balance sheet you can actually read, with a short written note on anything worth your attention.

  • CadenceClosed by the 10th of the following month
  • DeliveredP&L, balance sheet, and plain-English summary
  • Kept inQuickBooks Online or Xero
A mechanical adding machine and a tidy stack of bank statements on a bone backdrop

Ref. 02 — Account against statement

02 / Bank Reconciliation

The books agreed to the bank, to the cent.

Every account — operating, savings, credit line, and merchant — tied out against its statement each month. Discrepancies are chased to their source and documented, so a figure you rely on is a figure that holds.

  • ScopeAll bank, card, and merchant accounts
  • StandardReconciled to zero, variances explained
  • AccessRead-only feeds — your money never moves through us
Fanned payroll check stubs with a coral rubber stamp on a bone backdrop

Ref. 03 — Payday, on schedule

03 / Full-Cycle Payroll

People paid, filings made, on the dot.

From timesheet to net pay to the quarterly return — the whole cycle run and filed on your schedule. Direct deposits, withholdings, and new-hire reporting handled, so payday arrives without a knock on your door.

  • RunsWeekly, bi-weekly, or semi-monthly
  • FiledFederal & Massachusetts withholdings and returns
  • Run inGusto, with direct deposit to your staff

The firm's standing position

“A clean ledger is the quietest form of confidence a business can keep.”

— The standing principle of Tally & Twine

The firm, in figures

Plainly Measured.

No claims we cannot stand behind — only the particulars that describe how this office actually keeps your books.

3Disciplines under one engagement
1 dayReply window, every business day
8–7Hours kept, Monday to Friday
AvonWhere the books are kept, in MA
Open an Engagement Fig. B — the terms of service, stated

Engagements & pricing

Set Before the First Entry.

One flat monthly retainer per engagement, agreed in writing. Choose the column that fits the firm you run — the figure does not move with our hours.

ACH Transfer Check Card

Larger headcounts and multi-entity books are quoted on review — the office will tell you the figure before you commit to it.

The Ledger

$385/mo

Monthly bookkeeping and reconciliation for the owner who runs lean and wants the books simply correct.

  • Monthly close by the 10th
  • All accounts reconciled to the cent
  • P&L, balance sheet & written note
  • One-business-day reply window
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Most picked

Ledger & Payroll

$740/mo

The full monthly close with payroll folded in — for firms that carry a team and want one office for both.

  • Everything in The Ledger
  • Full-cycle payroll, up to 10 on staff
  • Federal & MA withholdings filed
  • Direct deposit & new-hire reporting
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Full Engagement

$1,150/mo

The complete office for a growing service firm — payroll without a cap and the books reviewed by the quarter.

  • Everything in Ledger & Payroll
  • Unlimited payroll headcount
  • Class & job-cost tracking
  • Quarterly review with your CPA
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